About Us

Dedicated Mortgage Solutions was founded by Ninian Duncan and Murdo McHardy who have over 40 years experience in financial services between them.

Ninian Duncan PMA, MAPC, LMAPC
Prior to setting up Dedicated Mortgage Solutions, Ninian was in charge of telesales at Scottish Widows Bank. Ninian has been awarded the designation of Professional Mortgage Adviser (PMA) by the Chartered Institute of Bankers in Scotland and also holds the MAPC qualification (Mortgage Advice and Practice Certificate) and also the LMAPC (Lifetime Mortgage Advice and Practice Certificate).

Murdo McHardy MCIBS, CeMAP
Murdo was Head of Mortgages at Intelligent Finance and before this Head of Product Development & Marketing at Scottish Widows Bank. He has also been awarded the designation of Professional Mortgage Advisers (PMA) by the Chartered Institute of Bankers in Scotland. Murdo is a Member of the Chartered Institute of Bankers in Scotland (MCIBS) and holds CeMAP (Certificate in Mortgage Advice and Practice).

The mortgage and protection markets have changed significantly over the last few years and have become increasingly complex. We recognise the need for advice and aim to help customers by using our expertise to make the process as stress free as possible. We are committed to first class professional advice backed up by a personalised service, tailored to suit your circumstances and lifestyle. We aim to help you ensure you have the best advice and products possible. Why not let our expertise work for you?